Virtual Installment Card

Apply now and get CASH with your Virtual Installment Card

To avail, simply fill out the form below and a BDO Officer will call you in atleast 2 banking days to assist you with your Cash Installment via Virtual Installment Card application.

Note: If you don't have a reference code, you may apply via this

Virtual Installment Card Application Form and submit to the nearest BDO Branch.

Virtual Installment Card

BDO GROUP DATA PRIVACY CONSENT

In compliance with the requirements of the Data Privacy Act, I hereby give my consent to the BDO Group, consisting of BDO Unibank, Inc. and its subsidiaries (the members of the BDO Group may be accessed at ([https://www.bdo.com.ph/privacy-statement]), to process, collect, store, my personal information or sensitive personal information obtained from me in the course of my transaction/s with the BDO Group. I understand and agree that these information may be disclosed or shared by BDO Group to its members for know-your-client, cross-selling, marketing, or profiling (manual or automatic) purposes to offer and provide new or related products and services of the BDO Group. Further, I hereby give my consent to any member of the BDO Group to process, collect, use, store, share or disclose my personal information or sensitive personal information to third parties for legitimate purposes, or to provide services to me or implement transactions which I may request, allow, or authorize. I confirm that I understand and agree that my information may continue to be processed, collected, used, stored, or disclosed for ten (10) years from my last transaction date with any member of the BDO Group or until the expiration of the retention limits set by applicable laws, whichever comes later. I hereby acknowledge and understand that should I wish to withdraw my consent to receive information about new or related products and services of the BDO Group, or to access, update, or correct certain personal data as set out in this form, I may communicate directly with the relevant member of the BDO Group’s Data Protection Officer through the email address found at [https://www.bdo.com.ph/privacy-statement]. I further acknowledge and understand that I may access and view the BDO Group’s Data Privacy Statement at [https://www.bdo.com.ph/privacy-statement] or obtain a copy thereof from the office or branch of the relevant member of the BDO Group.

BDO Virtual Installment Card Undertaking

I certify that all information and documents given by me in this application are true and correct. I authorize the relevant BDO Groups to update or cause the updating of the information in my application based on the information or documents provided by me. I understand that non-disclosure and/or falsification of information and documents herein required shall be grounds for the disapproval of my application, immediate termination of my credit card privileges once approved, and/or legal action against me.

I authorize BDO to obtain information regarding my employment (such as status, position, gross annual income, any outstanding loan with the employer) and other relevant information as it may require concerning my application under this application from my employer or from other institutions/persons. I further authorize BDO to request from my employer or other institutions/ persons such documents (e.g. Certificate of Employment) necessary for the evaluation of my application. I confirm that my employer/ other institutions/persons are authorized to respond to BDO’s request for verification and document, and to disclose information requested by BDO. All information and documents obtained by or provided to BDO pursuant to this application shall be BDO’s property whether or not the Virtual Installment Card is granted. If required by my employer, I understand that BDO may furnish my employer with this authorization.

I agree that my application shall be subject to applicable laws (including BSP circulars, rules, and regulations), and policies of BDO and undertake to comply with/submit all the loan requirements. I recognize that BDO is committed to ensuring the confidentiality of my information under R.A. No. 1405 (Bank Secrecy Law of 1955) as amended, R.A. No. 8971 (General Banking Law of 2000) as amended, and R.A. No. 6426 (The Foreign Currency Deposit Act), and will exert reasonable efforts to protect against unauthorized use or disclosure. However, I understand that my information and information regarding my deposit account/s with BDO may be inquired to, or disclosed, in relation to the evaluation of my application, as may be required by applicable rules and laws, and/or to ensure a successful debit under an Auto-Debit Payment Arrangement. I further authorize BDO to: (a) pursuant to BSP Circular No. 472 Series of 2005 as implemented by BIR Revenue Regulation RR-4 2005, conduct random verification with the Bureau of Internal Revenue, to establish authenticity of the ITR, accompanying financial statements and such other documents/information/data submitted by me; (b) conduct checking with other governmental entities and third parties including banks and financial institutions to verify documents/information/data submitted by me; and (c) to request information regarding the status of any court case to which I may be a party.

I further confirm that I have accessed, read, and fully understood the Terms and Conditions to the Virtual Installment Card I applied for as found in bdo.com.ph/virtual-installment-card-terms and Tables of Fees and Charges applicable as found in bdo.com.ph/virtual-installment-card-fees.

In relation to this application, I also confirm that I have read, understood, and agreed in full to the BDO Online Account Opening Service Terms and Conditions, Electronic Banking Terms and Conditions of Use, and the Terms and Conditions of BDO Biometrics (the “BDO Terms and Conditions”). I have also fully understood and agreed to be governed by the rules and regulations of the relevant government agencies and self-regulatory organizations in accordance with applicable laws with respect to my account/s and/or availment of any BDO or BDO Group products and services. I also hereby affirm that the features, requirements, risks and benefits of BDO products(s) and services I am availing were fully disclosed and explained clearly to me by the relevant member of the BDO Group. I acknowledge that the BDO Terms and Conditions were made available to me upon availment of the BDO and BDO Group products and services and where copies were given upon request and posted in BDO’s website at bdo.com.ph and/or the relevant BDO Group website. I agree that any member of the BDO Group may make amendments to the BDO Terms and Conditions by giving me notice by (i) exhibiting the same at any BDO’s branches, (ii) publishing the same at BDO’s website or any media, or (iii) such other manner BDO deems fit.

I understand that my application for Cash Installment application included in this application will only be processed with an approved and qualified Virtual Installment Card. I authorize BDO to activate my Virtual Installment Card once approved in order to process my Cash Installment application, and I acknowledge that BDO has the absolute and exclusive right to adjust my credit limit to an amount determined by the bank and/or to approve/decline my Cash Installment application. I confirm that I have reviewed the rates indicated in https://www.bdo.com.ph/personal/cards/virtual-installment-card at the time of my application, and do hereby agree to have my Cash Installment application processed based on the rates indicated on said page. I accept the final Cash Installment amount and corresponding monthly amortization amount which will be reflected in my statement of account. I also agree to pay the Installment Availment Fee that will be charged to my Virtual Installment Card.

I expressly authorize BDO to automatically debit and/or credit from time to time, without need of any further act and deed, from and to the enrolled payroll deposit account, the amount(s) granted and/or due in my Cash Installment transaction. I authorize the linking of my chosen payroll deposit account for crediting of proceeds (ACA) and ADA arrangement. I also agree to any updates that may be done to my enrolled payroll deposit account as a result of maintenance and updates to any account that may be linked to it. I agree to be governed by the Auto Debit/Auto Credit Terms and Conditions (“ADA/ACA”) as found online on bdo.com.ph/info/ada-aca.

In case of disapproval of my application under this application, I understand that BDO is under no obligation to disclose the reason/s for such disapproval.

BDO is hereby authorized to send me notices and information regarding the status of this application, including details concerning my approved/availed facility/loan via email, as well as broadcast messaging service, multi-media messaging service, and/or short messaging service as these terms are defined in the regulations of the National Telecommunications Commission (NTC). I further authorize the disclosure to my employer of any information regarding the status of my application including the Cash Installment amount, term and monthly amortization, as applicable.

Virtual Installment Card

Related Party Transaction Questionnaire

Cash Installment Details

Data Privacy Consent