• Rewards Program

Every P50 you charge on your card earns you 1 Rewards Point. Accumulate these Points
and use them to redeem from an exciting selection of items: personal gadgets, dining and kitchen essentials, gift certificates, travel packages, and a lot more amazing finds featured in the Rewards Catalogue. You may also use your Points to waive your Monthly or Annual Membership Fees!

What's more, your Rewards Points earned do not expire as long as your BDO credit card remains active. More chances to accumulate and redeem the best Rewards!

• FREE Membership Fee for the First Year

Principal and supplementary cardholders enjoy waived card fees on the first year.

• Auto Charge Bills Payment

Let your BDO Credit Card take care of your monthly utility bills payment to Meralco, PLDT, Smart, Globe, and more. No need to monitor different due dates and no more rushing to payment centers

• Charge-On-Demand Bills Payment

Pay your bills when you want it in the comfort of your home or office through a simple phone call. Convenience at your fingertips.

• EasyPAY Installment Programs

We offer you various ways to manage your finances with ease and lots of savings.
Anything you need: Cash, Balance Transfer, Absolutely Zero Percent Interest Installment purchase at partner stores— we have it.

• Supplementary Cards

Extend the same privileges to your loved ones by giving them a supplementary card. You can even assign each of them a spend limit and all purchases will appear in one statement for easy tracking.

• Many Ways to Pay Your Bill

• BDO Branch Counters – cash or check payments are accepted at any branch
• BDO eBanking* – transact anytime, anywhere in the world, through www.bdo.com.ph
• BDO Phone Banking* - access your BDO account to pay for your Card using any
  touch-tone phone. Just call (+632) 8888-0000.
• BDO Call Center* - Debit your BDO account and pay for your Card through the assistance of our Customer Service Officers. Just call (+632) 8888-0000
• SM Bills Payment Counters – pay for your Card through SM Bills Payment.
  *Enrolment of your BDO account is required to avail of this payment facility.

Apply at Your Convenience

Visit a BDO branch near you and submit your application form and complete documents.

Eligibility Criteria

• Must be 21 – 70 years old for principal; at least 13 years old for supplementary cardholders
• Must have at least one landline phone
• Must be a Filipino citizen or a foreigner who is a permanent resident in the Philippines for the last 2 years
• Must be a regular employee or if self-employed, with business operating for at least 2 years
• Residence or Office Address must be within any area where a BDO branch is located

• Income Requirement: Php 240,000 gross annual income

Documentary Requirements

A. Applicants with Existing Credit Cards - Photocopy of the following:

1. Credit card charge slip (not more than 30 days old from transaction date) or latest credit card statement of account
2. Front of existing credit card
3. Front and back of valid ID with signature and photo, issued and signed by an official authority: Passport, Driver's License, Professional Regulations Commission (PRC) ID, National Bureau of Investigation (NBI) Clearance, Police Clearance, Postal ID, Voter's ID, Barangay Certification, Government Service Insurance System (GSIS) E-Card,
   Social Security System (SSS) Card, TIN ID, Alien Certification of Registration or Immigrant Certificate of Registration, Government Office ED (e.g. Armed Forces of the Philippines (AFD), Home Development Mutual Fund (HDMF) IDs and other valid IDs issued by the Government and its instrumentalities

4. Photocopy of your latest BIR Form 2316 signed by employer's authorized representative (for employed) or photocopy of latest ITR and W4 with BIR stamp (for self employed)

B. Applicants Without Existing Credit Card:

1. Proof of Income
   • For Employed (Required): Photocopy of latest BIR Form 2316 signed by employer's authorized representative AND one of the following:
     • Original copy of Certificate of Employment and Income (COEI) indicating status, length of service, and compensation breakdown
     • Photocopy of latest full month payslip
   • Self-Employed (Required):
     • Photocopy of Registration of Business Name
       • For Single Proprietorship issued by DTI
       • For Partnership/Corporation issued by SEC
     • Photocopy of latest ITR and W4 with BIT/Bank Stamp
       • Audited Financial Statements for the last 2 years; OR
       • Bank Statements for the last 3 months
2. Proof of Identification
   (Please refer to list of government issued IDs in item no. 3, under A. for Applicants with Existing Credit Card/s)

For Foreigners

• Copy of Employment Contract or Certificate of Employment
• Letter from Embassy (if Embassy Official)
• Submit photocopy of ANY ONE of the following:
  • Valid Passport with Resident Visa
  • Work Permit and Valid Visa
  • Special Investor's Resident Visa and Visa's Philippine Economic Zone Authority or Visa with EO226

  • ACR or ICR or ACR-1

To apply for a BDO Visa Classic Credit Card, call the BDO Customer Contact Center
(+632) 8888-0000, Domestic Toll-Free at #8888-0000 (PLDT) or #8888-0000 (DIGITEL).

Click here to download the application form.