BDO Credit Cards

 

BDO UnionPay Gold

Great Features

Have a lucky year with BDO UnionPay!

The new BDO UnionPay credit card lets you enjoy life's many essentials and conveniences,
perfect for your exclusive lifestyle.

• Widest acceptance in China

The most preferred and widely used credit card in China.

• Rewards Program

Transform your shopping sprees into exciting shopping and dining opportunities! 
Earn one (1) point for every Php 50 charged to your BDO Gold Credit Card and exchange your points for rewards of your choice.

Enjoy exciting selections of exclusive rewards essentials for home and self-improvement thru the BDO Credit Cards Rewards Program. What's more, points never expire.
Choose from an array of cool and slick gadgets, must-have home and kitchen appliances, health and beauty, travel hideaways, wide assortment of great finds, and gift certificates from leading department stores and merchant partners in the BDO Rewards Catalog.

• Dual Currency Billing

The convenience of separate billing statements – Peso statement for your local purchases and Dollar statement for your international purchases. International Transactions earn one (1) rewards point per US$1. The Dual Currency Feature has no extra cost.

• Superior Travel Insurance Coverage

Leave your worries behind! All BDO Gold Credit Cardholders are entitled to
FREE Travel Accident and Inconvenience Insurance Coverage of up to P5 Million.
Just charge your international travel expenses (airline tickets and other means of public transport) to your BDO Gold Credit Card every time you travel abroad!  Whether it's by land, by air, or by sea, be assured of superior Travel Accident and Inconvenience Insurance cover.

• Light and Easy Installment Programs

  • EasyTRANSFER
    Offering one of the lowest interest rates! Nowhere else can you get more savings when you transfer your other credit card balances to your BDO Gold Credit Card.

  • EasyOPTIONS
    Purchase any item on installment from our affiliated merchants for as low as 0% interest and choose from 3, 6, 12, 18, and 24 easy monthly installment options!

  • EasyCASH
    Pay for school expenses or reimburse your cash purchases worth at least Php 5,000 at affordable installment plans.

  • EasyConvert
    No installment scheme offered at your favorite store? Good news! You can convert absolutely anything into installment using your BDO Gold Credit Card! Simply call (+632) 8888-0000 and convert any of your regular purchases worth at least Php 5,000.00.

• Many Ways to Pay Your Bill

  • BDO Branch Counters – cash or check payments are accepted at any branch
  • BDO eBanking* – transact anytime, anywhere in the world, through www.bdo.com.ph
  • BDO Phone Banking* - access your BDO account to pay for your Card using any touch-tone phone. Just call (+632) 8888-0000.
  • BDO Call Center* - Debit your BDO account and pay for your Card through the assistance of our Customer Service Officers. Just call (+632) 8888-0000
  • SM Bills Payment Counters – pay for your Card through SM Bills Payment.
    *Enrolment of your BDO account is required to avail of this payment facility.


Apply at Your Convenience

Visit a BDO branch near you and submit your application form and complete documents.

Application Requirements

Eligibility Criteria

  • Must be 21 – 70 years old for principal; at least 13 years old for supplementary cardholders
  • Must have at least one landline phone
  • Must be a Filipino citizen or a foreigner who is a permanent resident in the Philippines for the last 2 years
  • Must be a regular employee or if self-employed, with business operating for at least 2 years
  • Residence or Office Address must be within any area where a BDO branch is located
  • Income Requirement: Php 420,000 gross annual income


Documentary Requirements

  1. Applicants with Existing Credit Cards - Photocopy of the following:
    1. Credit card charge slip (not more than 30 days old from transaction date) or latest credit card statement of account
    2. Front of existing credit card
    3. Front and back of valid ID with signature and photo, issued and signed by an official authority: Passport, Driver's License, Professional Regulations Commission (PRC) ID, National Bureau of Investigation (NBI) Clearance, Police Clearance, Postal ID, Voter's ID, Barangay Certification, Government Service Insurance System (GSIS) E-Card, Social Security System (SSS) Card, TIN ID, Alien Certification of Registration or Immigrant Certificate of Registration, Government Office ED (e.g. Armed Forces of the Philippines (AFD), Home Development Mutual Fund (HDMF) IDs and other valid IDs issued by the Government and its instrumentalities
    4. Photocopy of your latest BIR Form 2316 signed by employer's authorized representative (for employed) or photocopy of latest ITR and W4 with BIR stamp (for self employed)
  2. Uncarded Applicants:
    1. Proof of Income
      1. For Employed (Required): Photocopy of latest BIR Form 2316 signed by employer's authorized representative AND one of the following:
        1. Original copy of Certificate of Employment and Income (COEI) indicating status, length of service, and compensation breakdown
        2. Photocopy of latest full month payslip
      2. For Self-Employed (Required):
        1. Photocopy of Registration of Business Name:
          • For Single Proprietorship issued by DTI
          • For Partnership/Corporation issued by SEC
        2. Photocopy of latest ITR and W4 with BIT/Bank stamp
          • Audited Financial Statements for the last 2 years; OR
          • Bank Statements for the last 3 months
    2. Proof of Identification

For Foreigners

  1. Copy of Employment Contract or Certificate of Employment
  2. Letter from Embassy (if Embassy Official)
  3. Submit photocopy of ANY ONE of the following:
    • Valid Passport with Resident Visa
    • Work Permit and Valid Visa
    • Special Investor's Resident Visa and Visa's Philippine Economic Zone Authority or Visa with EO226
    • ACR or ICR or ACR-1

To apply for a BDO UnionPay Gold Credit Card, call the BDO Customer Contact Center (+632) 8888-0000, Domestic Toll-Free at #8888-0000 (PLDT) or #8888-0000 (DIGITEL)

Click here to download the application form.