BDO Credit Cards

 

BDO Shop More MasterCard

Clearly your card of choice at SM!

SHOP MORE GET MORE!


 
Great Features
• FREE SM Advantage Card
Your Shop More MasterCard comes with a FREE SM Advantage Card (SMAC) which you can use to earn points when shopping in SM and SMAC partner establishments. Your SMAC is automatically renewed every 3 years together with the renewal of your Shop More MasterCard.
• Higher Rewards Points
Get an additional 0.5 point on top of regular points earned in your SM Advantage Card.
• 5% Rebate* During SM’s 3-Day Sale
Enjoy 5% off your purchases during SM 3-Day Sale weekends for a minimum purchase of Php5,000.
*Terms and Conditions apply.
• Low Monthly Membership Fee
Pay only Php75 per month for membership for Principal and Php50 per month for Supplementary Cardholders.
First year Membership Fee is waived!
• Monthly Billing Statement via eMBS
Receive your Monthly Statement of Account through your email which you can access anytime, anywhere.
• Many Ways to Pay your Bills
  • BDO Branch Counters
  • BDO eBanking
  • BDO Phone Banking*
  • SM Bills Payment Counters


*Enrollment is required to avail of this payment facility. For assistance, please call BDO Customer Contact Center at (+632) 8888-0000 or Domestic toll-free at #8888-0000 (PLDT), #8888-0000 (Digitel), #8888-0000 (Bayantel) or #8888-0000 (Globe).

Application Requirements
Eligibility Criteria
 
  • Must be 21 – 70 years old for principal; at least 13 years old for supplementary cardholders
  • Must be a Filipino citizen or a foreigner who is a permanent resident in the Philippines for the last 2 years
  • Minimum Gross Fixed Income Requirement: Php 180,000
  • Must be a regular employee or if self-employed, with business operating for at least 2 years
  • Must have at least one landline phone
  • Residence or Office Address must be within any area where a BDO branch is located


Documentary Requirements

A. Applicants with Existing Credit Cards - Photocopy of the following:

  1. Credit card charge slip (not more than 30 days old from transaction date) or latest credit card statement of account
  2. Front of existing credit card
  3. Front and back of valid ID with signature and photo, issued and signed by an official authority: Passport, Driver's License, Professional Regulations Commission (PRC) ID, National Bureau of Investigation (NBI) Clearance, Police Clearance, Postal ID, Voter's ID, Barangay Certification, Government Service Insurance System (GSIS) E-Card,
    Social Security System (SSS) Card, TIN ID, Alien Certification of Registration or Immigrant Certificate of Registration, Government Office ED (e.g. Armed Forces of the Philippines (AFD), Home Development Mutual Fund (HDMF) IDs and other valid IDs issued by the Government and its instrumentalities
  4. Photocopy of your latest BIR Form 2316 signed by employer's authorized representative (for employed) or photocopy of latest ITR and W4 with BIR stamp (for self employed)

B. Applicants Without Existing Credit Card:

  1. Proof of Income
    • For Employed (Required): Photocopy of latest BIR Form 2316 signed by employer's authorized representative AND one of the following:
      • Original copy of Certificate of Employment and Income (COEI) indicating status, length of service, and compensation breakdown
      • Photocopy of latest full month payslip
    • Self-Employed (Required):
      • Photocopy of Registration of Business Name
        • For Single Proprietorship issued by DTI
        • For Partnership/Corporation issued by SEC
      • Photocopy of latest ITR and W4 with BIT/Bank Stamp
        • Audited Financial Statements for the last 2 years; OR
        • Bank Statements for the last 3 months
  2. Proof of Identification
    (Please refer to list of government issued IDs in item no. 3, under A. for Applicants with Existing Credit Card/s)

For Foreigners

  • Copy of Employment Contract or Certificate of Employment
  • Letter from Embassy (if Embassy Official)
  • Submit photocopy of ANY ONE of the following:
    • Valid Passport with Resident Visa
    • Work Permit and Valid Visa
    • Special Investor's Resident Visa and Visa's Philippine Economic Zone Authority or Visa with EO226
    • ACR or ICR or ACR-1


To apply for a BDO Shop More MasterCard, call the BDO Customer Contact Center
(+632) 8888-0000, Domestic Toll-Free at #8888-0000 (PLDT) or #8888-0000 (DIGITEL).

Click here to download the application form.