CREDIT CARD 101 ADVISORY

Tip # 1 : For your security, immediately sign at the back of your credit card upon receipt.

Tip # 2 : To avoid penalties, pay your bills on time. You won't be charged of any interest if you settle
                your balance in full on or before your due date.

Tip # 3 : Credit card price is the same as cash price. Report establishments that charge higher
                prices when you use your credit card. Call DTI Direct at 751-3330.

Tip # 4:  Check the details of your statement of account. For any error, call your bank's customer
                care number indicated at the back of your credit card.