Get cash for as low as 0.60% per month and pay later!
Tenor (months) | Add-on Rate per Month | Effective Interest Rate per Annum | Factor Rate |
12 | 0.60% | 13.04% | 0.089336043 |
18 | 0.75% | 16.43% | 0.063059857 |
24 | 0.60% | 13.27% | 0.047668742 |
36 | 0.75% | 16.25% | 0.035280583 |
Click here for the Rate Flash Promo Mechanics.
Click here for the Terms and Conditions Governing the Issuance of BDO Installment Card.
Click here for the the Cash Availment Terms and Conditions.
Sample Cash Availment Computation:
Cash Amount:
Php 100,000
Installment Term:
24 months
Cash Amount x Factor Rate = Monthly Amortization
Php100,000 x 0.047668742 = Php4,766.88
Avail now via any of the following channels:
A. SMS
Step 1. Type "INST" and send to 225678 for Globe/Smart/Sun/TM
Step 2. Choose #3 - Cash Availment and reply with your:
Name (Last, First, Middle)
Last 4 digits of your BDO Installment Card
Alternate contact details
Step 3. Expect a call from BDO within 24 hours from Monday - Friday (except holidays), 8:30 am - 5:30 pm, to complete your request.
B. Cash Availment Hotline
Call (02) 8688-1212 to request for cash availment.
C. Branch
Step 1. Go to any BDO branch.
Step 2. Present card and two (2) government-issued IDs.
Step 3. Fill out the Cash Availment Form available in the branch. Indicate cash amount and payment term, and sign.
For assistance, please call BDO Customer Contact Center at (+632) 8888-0000 within Metro Manila, or Domestic Toll Free numbers at #8888-0000 (PLDT), #8888-0000 (Digitel), #8888-0000 (Bayantel), or 1+ 800-8-CALLBDO (2255-236) (Globe).
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